/* =========================================================
   ○○대부(가칭) 랜딩 페이지 스타일시트
   - 색상 팔레트: 딥그린/네이비(신뢰감) + 웜 오렌지/옐로(마스코트, 다가가기 쉬움)
   - 시스템 폰트 스택 사용 (CDN 웹폰트 미사용, 오프라인에서도 정상 표시)
   ========================================================= */

:root {
  /* 신뢰감을 주는 베이스 컬러 */
  --color-navy: #16324A;
  --color-navy-light: #23496b;
  --color-green: #1B4332;
  --color-green-light: #2D6A4F;

  /* 마스코트/CTA에 쓰는 따뜻한 포인트 컬러 */
  --color-orange: #F4A340;
  --color-orange-dark: #E08A1F;
  --color-yellow: #FFD166;

  /* 배경/텍스트 */
  --color-cream: #FFF8EF;
  --color-white: #FFFFFF;
  --color-text: #2E2A25;
  --color-text-light: #6B6459;
  --color-border: #E8DFCF;

  /* 법정 고지용 (과하지 않은 경고 톤) */
  --color-warn-bg: #FFF3E0;
  --color-warn-strong: #C1440E;

  --radius-md: 14px;
  --radius-lg: 24px;
  --shadow-soft: 0 8px 24px rgba(22, 50, 74, 0.08);
  --font-stack: -apple-system, BlinkMacSystemFont, "Segoe UI", "Malgun Gothic",
    "맑은 고딕", "Apple SD Gothic Neo", Roboto, Helvetica, Arial, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-stack);
  color: var(--color-text);
  background: var(--color-cream);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img, svg {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  margin: 0;
  padding: 0;
  list-style: none;
}

h1, h2, h3 {
  color: var(--color-navy);
  line-height: 1.3;
  margin: 0 0 0.6em;
}

p {
  margin: 0 0 1em;
}

.inner {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 24px;
}

/* 공용 버튼 */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
  white-space: nowrap;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn:focus-visible {
  outline: 3px solid var(--color-navy);
  outline-offset: 2px;
}

.btn-primary {
  background: var(--color-orange);
  color: var(--color-navy);
  box-shadow: var(--shadow-soft);
}

.btn-primary:hover {
  background: var(--color-orange-dark);
}

.btn-cta {
  background: var(--color-green);
  color: var(--color-white);
}

.btn-cta:hover {
  background: var(--color-green-light);
}

.btn-ghost {
  background: transparent;
  color: var(--color-navy);
  border-color: var(--color-navy);
}

.btn-ghost:hover {
  background: var(--color-navy);
  color: var(--color-white);
}

.btn-lg {
  padding: 15px 30px;
  font-size: 1.05rem;
}

.btn-block {
  width: 100%;
}

.section-desc {
  color: var(--color-text-light);
  font-size: 1.02rem;
}

/* =========================================================
   헤더 / 네비게이션
   ========================================================= */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 248, 239, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-border);
}

.nav-wrap {
  display: flex;
  align-items: center;
  gap: 24px;
  padding-top: 14px;
  padding-bottom: 14px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-right: auto;
}

.logo-text {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--color-navy);
}

.logo-text small {
  font-weight: 500;
  font-size: 0.65em;
  color: var(--color-text-light);
  margin-left: 2px;
}

.main-nav ul {
  display: flex;
  gap: 28px;
}

.main-nav a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--color-navy);
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: border-color 0.15s ease, color 0.15s ease;
}

.main-nav a:hover {
  border-color: var(--color-orange);
}

.header-cta {
  padding: 10px 20px;
  font-size: 0.9rem;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  background: transparent;
  border: none;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  height: 2px;
  width: 100%;
  background: var(--color-navy);
  border-radius: 2px;
}

.mobile-nav {
  border-top: 1px solid var(--color-border);
  background: var(--color-white);
}

.mobile-nav ul {
  display: flex;
  flex-direction: column;
  padding: 8px 24px 16px;
}

.mobile-nav a {
  display: block;
  padding: 12px 0;
  font-weight: 600;
  border-bottom: 1px solid var(--color-border);
}

.mobile-nav a.mobile-cta {
  color: var(--color-green);
}

/* =========================================================
   히어로
   ========================================================= */
.hero {
  padding: 64px 0 80px;
  background: linear-gradient(180deg, #FFF8EF 0%, #FDEFDB 100%);
  overflow: hidden;
}

.hero-wrap {
  display: flex;
  align-items: center;
  gap: 48px;
}

.hero-text {
  flex: 1 1 480px;
}

.eyebrow {
  display: inline-block;
  color: var(--color-green);
  background: rgba(27, 67, 50, 0.08);
  font-weight: 700;
  font-size: 0.85rem;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 16px;
}

.region-badge {
  display: inline-block;
  color: var(--color-orange-dark);
  background: rgba(244, 163, 64, 0.14);
  font-weight: 700;
  font-size: 0.85rem;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 12px;
}

.hero-text h1 {
  font-size: clamp(2rem, 4vw, 2.8rem);
  margin-bottom: 20px;
}

.hero-text h1 .highlight {
  color: var(--color-orange-dark);
}

.hero-desc {
  font-size: 1.08rem;
  color: var(--color-text-light);
  margin-bottom: 28px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 18px;
}

.hero-note {
  font-size: 0.8rem;
  color: var(--color-text-light);
  margin-bottom: 0;
}

.hero-mascot {
  flex: 1 1 320px;
  display: flex;
  justify-content: center;
}

/* 손 흔드는 애니메이션 */
.wave-arm {
  transform-origin: 228px 188px;
  animation: wave 2.2s ease-in-out infinite;
}

@keyframes wave {
  0%, 100% { transform: rotate(0deg); }
  20% { transform: rotate(-18deg); }
  40% { transform: rotate(6deg); }
  60% { transform: rotate(-14deg); }
  80% { transform: rotate(0deg); }
}

/* =========================================================
   신뢰 요소 / 상품안내
   ========================================================= */
.trust {
  padding: 72px 0;
  background: var(--color-white);
}

.badge-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin: 32px 0 48px;
}

.badge-card {
  background: var(--color-cream);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 22px 18px;
  text-align: center;
}

.badge-icon {
  display: flex;
  justify-content: center;
  margin-bottom: 12px;
}

.badge-card strong {
  display: block;
  color: var(--color-navy);
  font-size: 1.02rem;
  margin-bottom: 6px;
}

.badge-card p {
  font-size: 0.87rem;
  color: var(--color-text-light);
  margin: 0;
}

.product-info {
  background: var(--color-navy);
  color: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 32px;
}

.product-info h3 {
  color: var(--color-white);
  margin-bottom: 20px;
}

.product-info-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.product-info-grid div {
  display: flex;
  flex-direction: column;
  gap: 6px;
  background: rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-md);
  padding: 16px;
}

.product-info-grid span {
  font-size: 0.8rem;
  color: var(--color-yellow);
  font-weight: 600;
}

.product-info-grid strong {
  font-size: 0.95rem;
  font-weight: 700;
}

/* =========================================================
   이용 방법 (스텝)
   ========================================================= */
.howto {
  padding: 72px 0;
  background: var(--color-cream);
}

.step-list {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 32px;
  counter-reset: step;
}

.step-card {
  position: relative;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 26px 20px 22px;
  text-align: center;
}

.step-mascot {
  display: flex;
  justify-content: center;
  margin-bottom: 10px;
}

.step-num {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--color-orange-dark);
  margin-bottom: 8px;
}

.step-card h3 {
  font-size: 1.05rem;
  margin-bottom: 8px;
}

.step-card p {
  font-size: 0.88rem;
  color: var(--color-text-light);
  margin: 0;
}

/* =========================================================
   FAQ 아코디언
   ========================================================= */
.faq {
  padding: 72px 0;
  background: var(--color-white);
}

.accordion {
  margin-top: 28px;
  border-top: 1px solid var(--color-border);
}

.accordion-item {
  border-bottom: 1px solid var(--color-border);
}

.accordion-item h3 {
  margin: 0;
}

.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: transparent;
  border: none;
  text-align: left;
  padding: 20px 4px;
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-navy);
  cursor: pointer;
}

.accordion-trigger:focus-visible {
  outline: 3px solid var(--color-orange);
  outline-offset: 2px;
}

.accordion-icon {
  flex: none;
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--color-cream);
  color: var(--color-navy);
  font-size: 1.1rem;
  font-weight: 800;
  transition: transform 0.2s ease, background 0.2s ease;
}

.accordion-trigger[aria-expanded="true"] .accordion-icon {
  transform: rotate(45deg);
  background: var(--color-orange);
  color: var(--color-white);
}

.accordion-panel {
  padding: 0 4px 20px;
  color: var(--color-text-light);
}

.accordion-panel p {
  margin: 0;
}

/* =========================================================
   법정 고지 섹션
   ========================================================= */
.legal-notice {
  padding: 56px 0;
  background: var(--color-warn-bg);
  border-top: 1px solid #F0D9B5;
  border-bottom: 1px solid #F0D9B5;
}

.legal-warning {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--color-white);
  border: 1px solid #F0C89A;
  border-radius: var(--radius-md);
  padding: 18px 22px;
  margin-bottom: 28px;
}

.legal-warning p {
  margin: 0;
  color: var(--color-text);
  font-size: 1.02rem;
}

.legal-warning strong {
  color: var(--color-warn-strong);
}

.legal-details h2 {
  font-size: 1.3rem;
}

.legal-details ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.legal-details li {
  font-size: 0.92rem;
  color: var(--color-text-light);
  padding-left: 18px;
  position: relative;
}

.legal-details li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.6em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-navy);
}

/* =========================================================
   상담 신청 폼
   ========================================================= */
.apply {
  padding: 72px 0 88px;
  background: var(--color-green);
  color: var(--color-white);
}

.apply-wrap {
  display: flex;
  gap: 48px;
  align-items: center;
  flex-wrap: wrap;
}

.apply-intro {
  flex: 1 1 420px;
}

.apply-intro h2 {
  color: var(--color-white);
}

.apply-intro p {
  color: rgba(255, 255, 255, 0.85);
}

.apply-mascot {
  flex: 0 0 160px;
  display: flex;
  justify-content: center;
}

/* =========================================================
   빠른 상담 문의 (플로팅 + 인라인 공용)
   ========================================================= */
.quick-contact {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 200;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.quick-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 24px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 1.1rem;
  white-space: nowrap;
  box-shadow: var(--shadow-soft);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.quick-btn:hover {
  transform: translateY(-2px);
}

.quick-btn:focus-visible {
  outline: 3px solid var(--color-navy);
  outline-offset: 2px;
}

.quick-icon {
  font-size: 1.3rem;
  line-height: 1;
}

.quick-kakao {
  background: #FEE500;
  color: #3C1E1E;
}

.quick-call {
  background: #2F80ED;
  color: var(--color-white);
}

.quick-call:hover {
  background: #1C64D1;
}

.quick-sms {
  background: var(--color-orange);
  color: var(--color-navy);
}

.quick-sms:hover {
  background: var(--color-orange-dark);
}

/* 상담신청 섹션 내부에 넣는 인라인 버전은 플로팅 해제하고 가로로 배치 */
.quick-contact-inline {
  position: static;
  flex-direction: row;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 20px;
}


@media (max-width: 560px) {
  .quick-contact:not(.quick-contact-inline) {
    right: 12px;
    bottom: 12px;
  }

  .quick-contact:not(.quick-contact-inline) .quick-btn {
    padding: 10px 14px;
    font-size: 0.82rem;
  }
}

/* =========================================================
   푸터
   ========================================================= */
.site-footer {
  background: var(--color-navy);
  color: rgba(255, 255, 255, 0.82);
  padding: 48px 0 32px;
}

.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 24px;
}

.footer-brand .logo-text {
  color: var(--color-white);
}

.footer-brand p {
  margin-top: 8px;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.6);
}

.footer-top nav ul {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-top nav a {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.8);
}

.footer-top nav a:hover {
  color: var(--color-yellow);
}

.site-footer hr {
  border: none;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  margin: 28px 0 20px;
}

.footer-legal p {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.55);
  margin: 0 0 8px;
}

.footer-copyright {
  margin-top: 14px !important;
  color: rgba(255, 255, 255, 0.4) !important;
}

/* =========================================================
   반응형
   ========================================================= */
@media (max-width: 960px) {
  .badge-grid,
  .product-info-grid,
  .step-list {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 860px) {
  .main-nav,
  .header-cta {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  .apply-wrap {
    flex-direction: column;
  }

  .apply-mascot {
    display: none;
  }
}

@media (max-width: 720px) {
  .hero-wrap {
    flex-direction: column-reverse;
    text-align: center;
  }

  .hero-actions {
    justify-content: center;
  }

  .hero-mascot svg {
    width: 240px;
    height: auto;
  }
}

@media (max-width: 560px) {
  .badge-grid,
  .product-info-grid,
  .step-list {
    grid-template-columns: 1fr;
  }

  .inner {
    padding: 0 18px;
  }

  h1 {
    font-size: 1.8rem !important;
  }

  h2 {
    font-size: 1.5rem;
  }
}